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All securities in the Model Portfolio are routinely owned at the disclosed date by all eligible and suitable clients of the Firm, Mr. Carhartt, and some members of his family. Although this is an apparent “conflict of interest,” such ownership is commonly viewed in the industry as an alignment of the interests of the advisor with the interests of the advisory client. Mr. Carhartt has neither undertaken nor sought any investment banking relationships with any of the companies mentioned.
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